Protecting Your Online Accounts and Personal Information
It is becoming extremely important to protect your online accounts as we become more dependent on doing business on the web. Here are a few tips that will help you avoid becoming a victim of identity theft.
A) Never answer emails asking for your username and password, or asking you to click on a link to validate personal information. Credit Card companies, internet based stores, and banks will never ask you to validate your information via email. If you are unsure about whether an email is fake or real, go to the company in questions website and contact their customer service.
B) Do not use the same username and passwords for entertainment accounts and financial accounts. For example, don't use the same username and password for E-Bay or Hotmail as you use for online banking. If you don't follow this advice and a identity thief guesses your username and password, then he has access to all of your accounts on the web.
C) Use numbers, symbols, and letters in your password. The more numbers and symbols you use, the harder it is for hackers to guess or use a password cracker to get into your site. Password crackers are programs that guess at passwords by using common words first, then breaking apart your password letter by letter. The more characters you use in your password, the harder it is to crack.
D) Do not use easily guessable names for your password. Many people make the mistake of using common words, the names of their pets, or the names of their kids for their password. Statistics say that identy thieves are commonly people you know or people who have easy access to your personal information. Using these types of passwords make you an easy target.
E) Do not give your password to ANYONE. I am surprised how many times I go to a complete stranger's house to work on their computer, and instead of typing in their computer's username and password they just tell it to me. I am a good person, so I make sure to tell them to be careful in the future with other people, but everyone is not as honest as I am. Also, if you take your computer to a repair shop, either disable your computer from requiring a username and password to log in or make sure you change it when you get the computer back. Make sure you also delete all your temporary internet files that may contain cookies that will automatically log you in to sites such as your bank and credit card companies.
Little things like this that we don't think of will go a long way in protecting us from the hackers and identity thieves out there. If you have any questions, drop me an email and I will try my best to help you.
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